Financing Disclosure | Green Energy AC Heating & Plumbing Repair

Effective Date: June 25, 2026

Green Energy AC Heating & Plumbing Repair understands that heating, electrical, cooling, plumbing, and home comfort projects can represent significant investments. Whether replacing a furnace, installing a new air conditioning system, upgrading to a high-efficiency heat pump, replacing a water heater, or improving indoor air quality, homeowners often need flexible payment solutions that allow them to move forward with important projects without placing unnecessary strain on their monthly budget.

To help make these investments more manageable, Green Energy AC Heating & Plumbing Repair offers financing options through Service Finance Company, LLC. This Financing Disclosure explains how financing may be offered, the role of the financing provider, customer responsibilities, and important information that should be reviewed before applying for or accepting financing.

This disclosure is provided for informational purposes only and should not be interpreted as financial, legal, tax, or lending advice.

Financing Through Service Finance Company, LLC

Green Energy AC Heating & Plumbing Repair offers financing through Service Finance Company, LLC, a nationally licensed sales finance company and approved FHA Title I Lender.

Service Finance Company specializes in providing installment loan solutions for qualified borrowers seeking financing for home improvement and home comfort projects. Through these financing programs, eligible customers may be able to install new equipment, replace aging systems, complete major repairs, or improve energy efficiency while making payments over time rather than paying the full project cost upfront.

Financing programs offered through Service Finance Company are designed to help homeowners invest in their comfort while maintaining manageable monthly payments.

Available Financing Benefits

Qualified customers may have access to financing features that include:

• Flexible financing promotions
• Competitive consumer interest rates
• Extended repayment terms
• Fast credit decisions
• Quick funding availability
• Convenient monthly payments
• Credit lines designed to fit a variety of project budgets
• Financing solutions for unexpected HVAC and plumbing needs

Specific financing offers may vary depending on lender programs, customer qualifications, project scope, and available promotions at the time of application.

Projects That May Qualify for Financing

Financing may be available for a wide variety of heating, electrical, cooling, plumbing, and indoor comfort projects.

Eligible projects may include:

• Air conditioning installation
• Air conditioning replacement
• Furnace installation
• Furnace replacement
• Heat pump installation
• Heat pump replacement
• Ductless mini-split systems
• Indoor air quality improvements
• Water heater replacement
• Tankless water heater installation
• HVAC system upgrades
• Energy-efficient equipment replacements
• Plumbing upgrades
• Electrical panel upgrades
• Electrical panel replacements
• Whole-home rewiring
• Electrical service upgrades
• EV charger installation
• Whole-home surge protection
• Backup generator installation
• Generator replacement
• Electrical safety improvements
• Lighting upgrades and retrofits
• Smart home electrical upgrades
• Whole-home comfort improvements
• Qualified repair and replacement projects

Project eligibility may vary depending on financing program requirements and lender guidelines.

Financing Approval Requirements

All financing applications are subject to review and approval by Service Finance Company, LLC.

Financing approval is not guaranteed. Approval decisions are based on criteria established by the financing provider and may consider factors such as:

• Credit history
• Payment history
• Existing debt obligations
• Income information
• Employment information
• Requested financing amount
• Other lender underwriting requirements

Green Energy AC Heating & Plumbing Repair does not make lending decisions and cannot influence financing approvals, denials, credit limits, interest rates, or repayment terms.

All credit decisions are made solely by Service Finance Company, LLC and its participating lending institutions.

Green Energy AC Heating & Plumbing Repair Is Not a Lender

Green Energy AC Heating & Plumbing Repair does not provide loans, extend credit, or act as a lending institution.

The company’s role is limited to providing information about available financing options and helping customers access financing applications when requested.

Any financing agreement entered into by a customer is a separate agreement between the customer and the financing provider.

Questions regarding:

• Loan approval
• Interest rates
• Monthly payments
• Account balances
• Billing statements
• Credit decisions
• Payment schedules
• Account servicing

should be directed to Service Finance Company, LLC or the participating lender responsible for the financing account.

Financing Terms May Vary

Financing programs are not identical for every customer.

Available terms may vary based on:

• Credit approval
• Financing amount
• Equipment selected
• Project cost
• Promotional availability
• Current lender offerings
• Repayment period selected

The financing terms presented to one customer may differ from those offered to another customer.

Customers should carefully review all financing documents provided during the application and approval process before accepting any financing offer.

Promotional Financing Programs

From time to time, Service Finance Company may offer special financing promotions for qualified borrowers.

Promotional programs may include:

• Reduced interest rates
• Deferred interest programs
• Extended repayment periods
• Special monthly payment options
• Limited-time financing incentives

Promotional offers are subject to change without notice and may not be available for all projects or applicants.

Customers should review all promotional terms carefully before accepting financing.

Particular attention should be given to:

• Promotional expiration dates
• Required payment amounts
• Interest rate details
• Deferred interest provisions
• Account requirements
• Potential fees and penalties

Failure to comply with promotional requirements may affect financing benefits.

Fast Credit Decisions

One of the benefits of financing through Service Finance Company is the ability for qualified customers to receive fast credit decisions.

While approval times may vary, financing applications are generally designed to provide prompt responses that help homeowners move forward with important projects without unnecessary delays.

Fast financing decisions can be especially valuable when customers are dealing with emergency heating, electrical, cooling, or plumbing situations that require immediate attention.

However, application processing times and approval timelines may vary depending on lender requirements and individual circumstances.

Estimates and Financing Are Separate

Receiving an estimate from Green Energy AC Heating & Plumbing Repair does not guarantee financing approval.

Likewise, financing approval does not modify the scope of work, equipment recommendations, project pricing, installation requirements, warranties, or service terms included in a project proposal.

Customers should separately review:

• Project estimates
• Equipment specifications
• Installation details
• Warranty information
• Financing agreements
• Repayment schedules

before authorizing work or accepting financing.

Customer Responsibilities

Before accepting financing, customers should carefully review all financing documentation and understand their obligations under the financing agreement.

Customers should understand:

• Total financed amount
• Monthly payment requirements
• Interest rates
• Repayment periods
• Promotional financing conditions
• Deferred interest provisions
• Account servicing procedures
• Late payment policies
• Fees and charges
• Lender contact information

If any financing term is unclear, customers should contact the financing provider directly before proceeding.

Understanding financing obligations helps prevent misunderstandings and allows customers to make informed decisions.

Energy-Efficient Equipment and Financing

Green Energy AC Heating & Plumbing Repair specializes in energy-efficient heating and cooling solutions designed to improve comfort while reducing energy consumption.

Financing can help homeowners gain access to:

• High-efficiency furnaces
• High-efficiency air conditioners
• Heat pump systems
• Ductless mini-splits
• Smart thermostat technology
• Indoor air quality upgrades
• Energy-saving comfort solutions

Many customers choose financing because it allows them to install higher-efficiency equipment sooner rather than postponing upgrades due to upfront costs.

While energy-efficient equipment may help reduce utility expenses, Green Energy AC Heating & Plumbing Repair does not guarantee specific savings, utility reductions, rebate amounts, or return on investment.

Actual results vary based on numerous factors, including equipment usage, installation conditions, energy rates, home design, and maintenance practices.

Rebates, Incentives, and Tax Credits

Certain HVAC and energy-efficient equipment may qualify for:

• Manufacturer rebates
• Utility incentives
• Federal tax credits
• State energy programs
• Local efficiency incentives

Financing approval and rebate eligibility are separate matters.

Customers should verify rebate and incentive requirements independently and should not assume eligibility unless confirmed through the applicable program administrator.

Program requirements may change without notice.

No Financial Advice

Green Energy AC Heating & Plumbing Repair does not provide financial advice, investment advice, tax advice, legal advice, or credit counseling.

Any financing information provided is intended solely to help customers understand available payment options.

Customers should consult qualified financial, legal, or tax professionals regarding their individual circumstances if necessary.

The decision to apply for financing, accept financing, or select another payment method remains solely the responsibility of the customer.

Financing Programs May Change

Financing programs are subject to change by Service Finance Company, LLC and participating lenders.

Changes may affect:

• Interest rates
• Repayment periods
• Approval requirements
• Promotional offers
• Credit limits
• Available financing programs

Green Energy AC Heating & Plumbing Repair cannot guarantee the future availability of any financing program, rate, promotion, or lending option.

Customers should verify current financing details at the time of application.

Contact Green Energy AC Heating & Plumbing Repair

Questions regarding project estimates, equipment recommendations, installation services, or financing availability may be directed to:

Green Energy AC Heating & Plumbing Repair
Canton, Massachusetts

Phone: 781-236-3421

Questions regarding financing approval, account balances, billing statements, payment schedules, interest charges, loan servicing, or financing terms should be directed to Service Finance Company, LLC or the lending institution associated with the financing account.

Green Energy AC Heating & Plumbing Repair remains committed to providing transparent information, flexible payment solutions, and professional service that helps homeowners improve comfort, efficiency, and reliability throughout their homes.